User Agreement Terms and Conditions for the Provision of Services by BP.CX

Preamble

These Terms and Conditions (“Terms”, “User Agreement”, “Agreement”), along with the Privacy Policy and AML / CFT / KYC Policy, and any amendments or annexes thereto, constitute a legally binding agreement for the provision of various services by BP.CX ("BP.CX”), including (but not limited to):

  • hosted digital wallet services that allow Users to hold and release Digital Assets; 
  • entertainment applications from BP.CX, both on and off the Website, on any other BP.CX Services or mobile applications (including, but not limited to, the "Prediction Market" game on the Website (and in a mobile app)).

and any other Services described herein provided by BP.CX, both on and off the Website, on any other BP.CX services or mobile applications. Your use of the Services will be governed by these Terms and Conditions and our Privacy Policy, AML / CFT / KYC Policy and any other published policies, regulations, or accession agreements that refer to this document.

By creating an account on the Website of BP.CX or any of its associated websites, APIs, or mobile applications, including any URL operated by BP.CX, you confirm that you have carefully and thoroughly read, understood, and accepted all the terms and conditions of this Agreement, including our Privacy Policy, AML / CFT / KYC Policy and any other published policies, regulations, or accession agreements that refer to this document. This Agreement contains important information about your rights, obligations, and conditions (as well as limitations) that may apply to you. We kindly recommend that you read it carefully.

1. Purpose and Scope of the User Agreement for the Provision of Services by BP.CX

1.1. This Agreement sets out the Terms and Conditions of the following:
1.1.1. The procedure (legal process flow) for Provision of Services by BP.CX.
1.1.2. Public offer of BP.CX's Services.
1.1.3. Limitation of liability.
1.2. BP.CX is an online platform that is located and operates on the Internet at https://BP.CX.
1.3. All Services are being offered by BP.CX and being provided by BP.CX and also by other entities (BP.CX’s external service providers, partners, counterparties, third parties) as per the present Terms and other documents published on the Website. BP.CX is not responsible for any actions of any other entities, liability limitations are stipulated by the present Terms. 

The Governing law (Applicable Law) for any relationships covered by this Agreement is the law of the Republic of Costa Rica.
1.4. The procedure for resolving external disputes related to the use of the Service, as well as legal liability for any harm caused by the Parties, and the consideration of such disputes in the claim and court proceedings, is set out in this Agreement.
1.5. Before using the Services provided by BP.CX, Users are required to familiarize themselves with the terms and conditions of this Agreement, the annexes (appendixes) to this Agreement, Privacy Policy, AML / CFT / KYC Policy and any other published policies, regulations, or accession agreements that refer to this document. 
1.6. Any usage of any Service means that the acting entity fully accepts and signs this Agreement, and all other documents mentioned hereby in the clause 1.5 and in the clause 15.1 and takes all obligations, responsibilities and liabilities mentioned in any of these documents.
1.7. The current version of the Agreement is publicly available on the Website. BP.CX has the right to change the terms of this Agreement unilaterally at any time. These changes will take effect immediately after the new version is posted on the Website, unless a different process for entering into force is specified in the new Agreement. If you disagree with the changes, you are obligated to stop accessing the Website and (or) any other Service provided by BP.CX by sending an email to support@BP.CX.

2. Terms and definitions

2.1. User Agreement (Terms and Conditions, Terms, Agreement) - the present document. This Agreement is a contract of accession. BP.CX signs the Agreement by publishing it on the Website (public offer). Any person using BP.CX's Website or other Services thereby accepts (signs) the Agreement, unconditionally accepts the terms of the Agreement and undertakes to comply with them in good faith and strictly. Other documents posted on the Website and mentioned in the text of the Agreement are integral parts of the Agreement (including but not limited to Privacy Policy, AML / CFT / KYC Policy and any other published policies, regulations, or accession agreements that refer to this document).
2.2. Website (Site) - an information system created on the basis of a web server of a communications hub identified by a domain name at https://BP.CX (including any number of levels and sublevels, as well as linked pages linked to on the pages of the Site), intended for posting information on the Internet and including visual information design tools and interfaces user interactions with information through web clients. The exclusive rights to own, use and dispose of the Site belong to BP.CX.
2.3. Service - the Website, as well as any technology and/or platform (including application) integrated into it or linked to by it, as well as any (including third-party) application / website/ platform (not necessarily owned by BP.CX) used in the process of fulfilling mutual obligations between the Parties under the Agreement.
2.4. User (as well as You, Player and Client, depending on the context and actions taken by the User within the framework of the Services) - a capable individual over 18 years of age who has signed this Agreement in accordance with clause 2.1 and performs actions that create mutual obligations between the Parties in accordance with the provisions of this Agreement.
2.5. AML / CFT / KYC definitions:
2.5.1. AML - Anti-Money Laundering.
2.5.2. CFT - Combating the Financing of Terrorism.
2.5.3. KYC - Know Your Customer (Client).
2.6. Electronic means of payment - in the context of this Agreement, an electronic payment instrument is a means that is not a Сryptocurrency or a fiat currency, or an electronic equivalent of a fiat currency, but is recognized as a payment unit within the relevant settlement systems (including (but not limited to) for example, WebMoney).
2.7. Сryptocurrency - a conditional unit of an electronic system that corresponds to the calculations of electronic systems and indicates the amount of rights provided for by a contract, rules, or other regulatory provision of a particular system for the corresponding conditional unit. Cryptocurrencies are not money, they are not a digital currency, and, in accordance with Applicable law, they are not a means of payment and do not belong to digital financial assets. Examples (without any limitation): Bitcoin, Tether, Ethereum, Monero, TON.
2.8. Fiat currency (fiat money) - money issued by the state, the value of which is provided (guaranteed) by the state and does not depend on the material from which it is made.
2.9. Digital Good (Good, Goods) is an intangible product that is distributed electronically, usually without a physical medium. It exists only in virtual space and is intended for use on a smartphone, computer, TV or other device.
2.10. Prediction Market (Game) - a game (entertainment application) on the Website (and / or in a mobile app) that allows players to place forecasts on the likelihood of future events occurring or not occurring, or on how events will develop according to specific scenarios, using any probability model and any cases they choose. Forecasts are placed using in-game currency only, and the process is not considered gambling, as it does not involve fiat money, electronic means of payment, financial assets, or cryptocurrencies that can be purchased or sold on any exchange or other platform. Access to the game is free, and some features are available using in-game currency that does not function as a means of payment or financial asset. More details about the Game are provided by the article 9 of this Agreement.
2.11. In-game currency (Virtual Item, BPCX) is a Digital Good that is being used in the Game mentioned in the clause 2.10 to unlock several game features and modes. In-game currency is not fiat money / electronic means of payment / financial assets / cryptocurrencies that can be purchased or sold on any exchange or other platform. In-game currency can be purchased via the dedicated interface on the Website (or in the mobile app) or it can be earned during the Game process. More details about BPCX are provided by the article 6 of this Agreement.
2.12 Player - a User that that plays a Game.
2.13. Account – a unique account that identifies the User in any of the Services offered by BP.CX.
2.14. Blockchain means a continuous sequential chain of blocks (linked list), built according to certain rules, containing information about transactions between digital keys (wallets) of users, which can be transferred from one computer (person) to another via the Internet.
2.15. Rate means the value ratio between the exact type of Cryptocurrency and exact Electronic payment tool / exact Fiat currency or another exact type of Cryptocurrency at the moment of the exchange.
2.16. Payment means a transfer of a Cryptocurrency / Digital Goods / electronic means of payment / fiat currency from one User to the other User or from the User to the Service, as well as from the Service to the User.
2.17. Payment system is a software and/or hardware product developed by a third party and is a mechanism for the implementation of accounting for monetary obligations and the organization of mutual settlements between its Users.
2.18. Messages are letters sent to Users by the Services via email.
2.19. Funds (or Digital Assets) means Cryptocurrency / Digital Goods / electronic means of payment / fiat currency / electronic money.
2.20. Electronic money refers to fiat currency in digital form held in the accounts of users of electronic payment systems.

User Agreement — BP.CX (разделы 3–5)

User Agreement Terms and Conditions for the Provision of Services by BP.CX

3. User support. External requests. Contacts.

3.1. Our User support team is available 24/7 to assist with any issues or questions you may have.
3.2. Users can contact Support through a special form on the Website , also by e-mail: support@BP.CX.
3.3. Address for legal correspondence (i.e. requests from banks, financial intelligence units, law enforcement agencies, etс): legal@BP.CX.

4. Use of Website / Services

4.1. All Services offered by BP.CX are intended for personal use only. By registering on the Website (or via mobile app), the User agrees to the transfer of reliable data about himself to BP.CX in accordance with the registration process on the Website (or mobile app). The User also agrees that they will not use any other account than their own, and they will not attempt to gain unauthorized access to other users' accounts or the Service's infrastructure.
4.2. BP.CX has the right to conduct additional checks on the User's information and request any necessary documentation related to their use of any Service and/or to support any information provided to the Service (for example, requests for screenshots, video confirmation, online screenshots, etc.), directly from the User or from third-party service providers such as AML/KYC providers and/or payment service providers (acquiring service providers, etc.).
4.3. For any of the offered Services BP.CX may, at any time and at its sole discretion, deny the User the opportunity to open an account, block it, or suspend any transaction until the final consideration of information provided by the User.
4.4. During the settlement of disputes arising from transactions on Ads of Users, any Service may request evidence. The process for providing evidence is to be determined by each Service on a case-by-case basis with a respect to the applicable law.
4.5. Generally, all questions that could rise in process of use of the Website and / or Services are subject of the present Agreement and Terms of Use of the Website and Services which is an integral part of the present Agreement and is mandatory for all Users.

5. General conditions for all Services

5.1. It is prohibited to use obscene language in the login process, as well as words that characterize the User as a Service representative (such as "Admin", "Moderator", "BP.CXTeam", "BP.CX", etc.). It is also forbidden to use the names of third-party platforms for trading Cryptocurrencies in the login. Non-compliance with this requirement may lead to the suspension of your account and/or legal penalties.
5.2. It is strictly prohibited to interfere with the system's account statistics (altering information about reviews, ratings, volume, etc.).
5.3. To protect Users' accounts, Service data from phishing attacks, technical errors, and prevent double withdrawals of User funds, the Service has the right to block User’s transaction if Cryptocurrency / electronic means of payment / fiat currency / electronic money is transferred to the Service account without filling out a form or application via the User interface on the Service website. Cryptocurrency / electronic means of payment / fiat currency / electronic money transferred to the Service's account by the User without completing the application via the User interface on the Service site can be returned to the User upon request, subject to the deduction of payment system fees and processing fees in accordance with restrictions established by this Agreement.
5.4. Any Service has the right to deny serving any User that does not provide complete and sufficient information necessary for the proper identification. We may also hold assets received from a User until such information is provided. The usual period for holding assets by the Service is up to 14 days. However, in accordance with clause 4.3 of this Agreement, assets may be held pending till the resolution of any proceedings.
5.5. The Service is not involved in foreign exchange transactions related to any national currency, and it is not subject to any national or international legislation on foreign exchange regulations or foreign exchange control.
5.6. Any Service makes reasonable efforts to ensure access to its interface at BP.CX website or in a mobile app, in accordance with this Agreement. However, it may occasionally need to suspend service for maintenance purposes and will endeavor to notify Users in advance. Therefore, Users acknowledge and accept the risk that they may not always be able to use the service or perform urgent transactions through their accounts.
5.7. When working with Users' Applications, any Service administration has the right to:
5.7.1. Stop communicating with the User that is violating business etiquette, asking questions not related to the provision of services or not providing the Service with the information necessary for the provision of services.
5.7.2. If necessary, suspend the operation and the User's Funds until they are provided with complete and sufficient data to identify his / her personality.
5.7.3. Engage third-party contractors to fulfill their obligations.
5.7.4. The Service may, at its sole discretion, dispose of any assets received in the accounts or wallets of the Service not related to any transaction running under the service interface.
5.7.5. We will send information to the Users’ email addresses they provided in their accounts to keep them updated on the status of their transactions and other related activities of our Services, including any advertising materials. The User can opt out of receiving any future advertising by clicking on a corresponding link in the received message.
5.8. Tariffs, prices, fees and commissions for the provision of services are determined by each Service and published on the Service website. The Service Administration has the right to change tariffs without additional notice to Users.
5.9. BP.CX reserves the right to use any language in the interface of Website / applications / any services upon its own decision and without any additional explanations. Different sections of the Website / applications / any services may contain different languages and BP.CX is not obliged to provide any additional translation(s) or explanation(s).

6. Virtual Item for use inside the BP.CX ecosystem (BPCX)

6.1. BPCX (Virtual Item) is a virtual item that allows Users to perform various actions inside the ecosystem of BP.CX (subject of clause 6.4). BPCX is an item that shall be deemed as in-game currency (gaming tool, clause 6.4.1) it could be purchased using money or digital assets, but does not have any monetary value, does not exist outside the ecosystem of BP.CX and has no other functions except those mentioned in clause 6.4.
6.1.1. The concepts of “BP.CX ecosystem” or “ecosystem of BP.CX” (that are equal) mean various Services being offered and provided by BP.CX including (but not limited to):
  • hosted digital wallet services that allow Users to hold and release Digital Assets; 
  • entertainment applications from BP.CX, both on and off the Website, on any other BP.CX Services or mobile applications (for example, the "Prediction Market" game (Game) on the Website (and / or in a mobile app));
  • and any other Services described herein provided by BP.CX, both on and off the Website, on any other BP.CX services or mobile applications.
6.2. BPCX could be acquired in the following ways:
6.2.1. Could be purchased on a Website for Digital Assets.
6.2.2. Could be purchased in a mobile app for Digital Assets.
6.2.3. Could be won in an entertainment application from BP.CX (for example, the “Prediction Market” game (Game) on the Website (and / or in a mobile app) or any other suitable application from BP.CX).
6.3. BPCX could be only purchased from BP.CX (won using entertainment applications from BP.CX ecosystem). It could not be purchased or received in any other way outside the BP.CX ecosystem and could not be acquired in a way other than those listed in clause 6.2.
6.4. BPCX could be only spent in the following ways:
6.4.1. Could be spent in in an entertainment application from BP.CX (for example, the “Prediction Market” game (Game) on the Website (and / or in a mobile app) or any other suitable application from BP.CX).
6.4.2. BP.CX reserves the right to allow User(s) to exchange BPCX back. Applicable cases and rules for such exchange (if any) are to be published in the relevant area of the Website and / or application.
6.5. BPCX could only be spent or released within the ecosystem of BP.CX. There is no way BPCX can be taken outside the ecosystem of BP.CX. It could not be spent / released by any Individual in any other way than those listed in clause 6.4.
6.6. Nobody is obligated, at any time, to purchase Virtual Items.
6.7. Purchases of Virtual Items are final and are not refundable, transferable or exchangeable (but with a respect to the provisions of the clause 6.4.2).
6.8. BP.CX does not issue refunds for unwanted or unintentional purchases of Virtual Items (BPCX) except the cases covered by the clause 6.4.2. Should you decide to delete your account or otherwise lose access to it for any reason, your remaining BPCX balance will be considered forfeit.
6.9. While BP.CX does not anticipate frequent changes to the purchase price of Virtual Items (BPCX), we reserve the right to alter it at any time, to reflect factors such as changes to our business, different product offerings, or new economic conditions. The actual price (rate) for BPCX is always up to date in a relevant section of the Website (or relevant app).
6.10. BPCX, you purchased, are kept in a personal balance on your account. Once BPCX has been added to this balance, you are free to use it as per clause 6.4.

7. Entertainment application (Game) by BP.CX

7.1. Prediction Market (Game) - a game (entertainment application) on the Website (and in a mobile app) that allows players to place forecasts on the likelihood of future events occurring or not occurring, or on how events will develop according to specific scenarios, using any probability model and any cases they choose. Forecasts are placed using in-game currency only, and the process is not considered gambling, as it does not involve fiat money, electronic means of payment, financial assets, or cryptocurrencies that can be purchased or sold on any exchange or other platform. Access to the game is free, and some features are available using in-game currency (Virtual Item, BPCX) that does not function as a means of payment or financial asset. More details about BPCX are provided by the article 8 of this Agreement.
7.2. The actual Game rules are always published at the relevant section of the Website and / or the relevant app. BP.CX reserves the right to change the rules and parameters of the Game at its sole discretion as often as necessary, subject to the provisions of clause 9.1. The rules of the Game published at a specific time in the relevant section of the Website (and / or the relevant application) are considered relevant.
7.3. We encourage you to play thoughtfully and responsibly. We always make it clear that our Game is designed for entertainment purposes.
7.3.1. Our Game resemble everything that a real prediction market sites would look like with the main difference: we do not allow any sort of non-gaming betting, laying non-gaming odds, any kind of non-gaming gambling. Our goal is to have all our Players feel protected and have an enjoyable gaming time when using our Service.
7.3.2. As stated in the article 6 of this Agreement, our in-game currency (BPCX) does not have any monetary value. Those were created strictly for use within the BP.CX environment itself.
7.3.3. What do we mean by “playing responsibly”?
7.3.3.1. Our Players should be able to have fun and experience joy playing our Game.
7.3.3.2. Our Players make a conscious decision when to play and when to have a break. Playtime control is very important for health and wellbeing. 
7.3.3.3. Indicators for a Video Game Behaviour Disorder (VGBD):
7.3.3.3.1. The urge to prioritize gaming over all the other activities in one’s life.
7.3.3.3.2. A diminished control over playtime – time “flies”.
7.3.3.3.3. Regular increase in gaming time ignoring negative surroundings the person.
7.3.3.3.4. Interest in gaming is unusually higher than interest in other activities, daily tasks and responsibilities.
7.3.4. Please note that for a VGBD to be diagnosed, the symptoms should normally have been evident for at least 12 months and must be of sufficient severity, affecting the daily lives of the gamers and people around them. What to do in case you or someone you know may have a VGBD? Contact a medical professional, qualified in the field of VGBD.

8. Taxation

8.1. BP.CX is not a tax advisor nor a tax agent for the User and does not calculate the User's due tax payments and is thus not obliged to notify the User about his tax costs. The User undertakes to independently pay all taxes in accordance with the tax legislation of the User’s tax residency jurisdiction.
8.2. No interaction between the User and BP.CX can be understood as the establishment of agency relations, partnership relations, joint activity relations, personal employment relations, or any other legal relations not expressly provided for by the Agreement between the User and BP.CX. 

9. Dispute settlement

9.1. BP.CX operates based on the legislation of the Republic of Costa Rica, as well as ratified international agreements (applicable law):
9.1.1. Guidance for a risk-based approach to virtual assets and virtual asset service providers (FATF).
9.2. When settling disputes between BP.CX and the User arising from the provision of Services by BP.CX, a pre-trial claim procedure is mandatory. The official e-mail address for such claims is support@BP.CX. The term for consideration of a claim is 30 calendar days from the date of receipt of the User's claim by BP.CX. In support of his claim, the User must provide all the relevant evidence. If the dispute is not settled in a complaint procedure, the settlement of the dispute is transferred to the court in accordance with the applicable laws of Costa Rica.

9.3. Arbitration procedure

9.3.1. The User and the Service have agreed that any dispute arising in connection with this Agreement will be settled through compulsory arbitration on an individual (ad hoc) basis in accordance with the the applicable laws of Costa Rica in relation to disputes involving consumers.

10. Limitation of liability

10.1. BP.CX is not liable to the User for financial or any other (without any limitation) losses caused by any actions of third parties (including any third-party service provider without any limitation). Any issue between the User and any third party shall be settled between them without any involvement of BP.CX. Any issue between the User and any third party should be a subject of the relevant user agreement stipulated by the mentioned third party or by any other applicable rules / provisions etc., but it is not BP.CX’s liability and it is not covered by this Agreement. In any case, BP.CX shall never be responsible for any issue between the User and any third Party and shall never be involved in any dispute caused by the mentioned issues, otherwise BP.CX reserves a right to protect itself using applicable legal tools.
10.2. BP.CX does not verify the legality of the User's possession of a digital asset, cryptocurrency, electronic money or fiat currency involved in a particular Operation. We presume the good faith and legality of the possession, use and disposal of bank cards (accounts) by the User and the Funds on them indicated by the User during any Payment. BP.CX is not responsible for the possession, use and disposal of bank cards (accounts) and Funds by the User. All risks and responsibility for the possession, use and disposal of bank cards (accounts) and the Funds on them lie with the User.
10.3. If it is necessary to make changes to the data of the User account, such User must contact the Service Support team.
10.4. The User must immediately notify the Administration of the Service about any unauthorized access to the User's account or password, compromise of credentials, alleged hacking of the Account or any other security breach via email to support@BP.CX.

12. [User obligations, prohibitions, declarations, etc.]

12.6. The User shall not use any means to conceal his true location. The user must inform the administration of the Service, upon its request, of his exact and true location. If the Service determines that the User's activity is suspicious or related to any kind of illicit activity, the Service may suspend the Account, block unfulfilled transactions and/or reject subsequent transactions.
12.7. The user is responsible for the accuracy and completeness of the information and data provided upon sign-up to the Service. If the User has entered inaccurate or incorrect personal data or provided incorrect data for the execution of the Application / Announcement, the Service may not be held liable for any losses of such User resulting from such actions, whether intentional or unintentional.
12.8. BP.CX may not be held liable for any losses resulting in User access to a fake and/or phishing website or a Telegram bot, or applications of any Service, imitating the real address of BP.CX’s Website, a real bot and/or applications administered by the Service. Please check if the website you’re trying to access is https://BP.CX.
12.9. Use of any BP.CX’s Service for any kind of illicit activity is prohibited.
12.10. All services of BP.CX are provided without any express or implied warranties without the implied warranties of merchantability and fitness for a particular purpose. We will strive to provide the User with its services as soon as possible, but there is no guarantee that access will not be interrupted or that there will be no delays, failures, errors, omissions or loss of transmitted information, including through the fault of third parties.
12.11. Accepting this Agreement as per clause 2.1, the User confirms that:
12.11.1. They have provided BP.CX with complete and true information about themselves, as well as genuine identification data.
12.11.2. They do not participate in any illicit activities, including money laundering, terrorist financing, dealing in illicit drugs and/or weapons, bioweapons, nuclear weapons, etc. and they are not included in any kind of “blacklists”, “stop lists” or lists of persons involved in legalization (laundering) of proceeds and financing of terrorism in the territory of his country of residence.
12.11.3. They are not found guilty of legalization (money laundering) and financing of terrorism, as well as for committing fraud or any other illicit actions related to theft, felony, blackmail, and/or robbery.
12.11.4. Trade, as well as any actions related to the turnover of digital assets, are not illegal in accordance with the legislation of the state of residence of the User.
12.12. The User undertakes not to disrupt the operation of BP.CX’s Services by interfering with its software or hardware, as well as by distorting the parameters (commands) transmitted to the Service. The user is aware of the responsibility for cybercrimes regulated by the legislation of the Seychelles - Computer Misuse Act 1998, Seychelles Electronic Transactions Act, 2001 on combating cybercrimes.
12.13. If, because of the User's actions, whether intentional or unintentional, any BP.CX’s Service has suffered damage to its’ software, hardware, or any losses incurred by the actions of the User, the User undertakes to compensate for such damage or losses in full.
12.14. The User acknowledges and agrees that BP.CX does not act as a financial advisor, does not provide investment consulting services, and any information transmitted by the Service to the User shall not be considered as advice or guidance for action.
12.15. The User understands and assumes all risks associated with the turnover of digital assets, including the risks associated with volatility of such assets. The Service does not guarantee the User their digital assets will be sold, neither does the Service guarantee the price at which such assets may be sold.
12.16. Any disputes related to the terms of this Agreement, the parties to the offer undertake to settle through negotiations. In case of failure to reach an agreement, all disputes are subject to resolution in accordance with the laws of the Republic of Costa Rica.
12.17. Information on exchange transactions is stored in the Service database and is a priority source that the parties to the offer established by this Agreement are guided by dispute settlement.
12.18. BP.CX and/or its’ affiliates are not responsible and shall not be liable for any and every piece of User content shared in any Service and does not own any User content, as well as any third party intellectual property, including third-party logos, icons, any graphic and/or other trademarked and/or differently protected information, distribution thereof and third-party use thereof. However, if any User content is found to be in violation of third-party intellectual property and/or other rights, BP.CX upon request will review and block or delete such content.

13. Force Majeure

13.1. Neither the User nor the Service shall be held liable to each other for failure to fulfill obligations related to the provision of services by the Service caused by circumstances that arose against the will and wishes of the parties and/or that could not have been foreseen or avoided while both respective parties acted with due diligence and in good faith, including declared or actual war, civil unrest, epidemics, earthquakes, alien invasions, floods, wildfires and other natural disasters, actions of authorities and other insurmountable circumstances and cannot claim any loss or damage arising from such circumstances.
13.2. The Party that does not fulfill its obligation due to force majeure must notify the other Party of the force majeure circumstances and its impact on the fulfillment of obligations without delay, but no later than 3 (three) calendar days from the date of the specified circumstances or the beginning of such circumstances.
13.3. A Party that has failed to notify the other Party of the impossibility of fulfilling its obligations under this Agreement shall lose the right to refer to such impossibility.

14. Miscellaneous Provisions

14.1. Information about the User and about his operations is stored on the server of the Service website. At the request of the User, access to the account can be limited or removed.
14.2. The storage period for chats from Users' dialogs on Ads is 90 days. Upon expiry of that period, such data is automatically deleted by the Service.
14.3. The response time of any Service to the User's requests is normally up to five working days from the moment of receipt of such request. Response time may vary under certain circumstances (e.g. state holidays, technical issues, etc.).
14.4. If any provisions of this Agreement contradict the Applicable law, the Agreement is legal and binding in all provisions which do not contradict the applicable law. If any clause(s) of the Agreement is deemed invalid by a court, the Agreement continues to be a valid, legal and binding agreement between the respective Parties in all clauses that were not deemed invalid.
14.5. Information posted on the Website https://BP.CX, including all graphics, text information, program codes etc. is protected by national and international copyright laws and related laws. Unauthorized copying of materials is not allowed and entails full reimbursement of losses caused to the Service. All rights reserved. Unauthorized copying is prohibited.
14.6. This Agreement, along with Privacy Policy, AML / CFT / KYC Policy and any other published policies, regulations, or accession agreements that refer to this document, constitutes a legally binding agreement between BP.CX and the User. By signing up to any Service, the User accept the terms of this Agreement in full and agrees to be bound by it.
14.7. License provision.
14.7.1. BP.CX grants Users a limited, non-exclusive, non-transferable license to access and use the Services exclusively within the framework provided for in this Agreement.
14.7.2. Nothing in this Agreement implies the transfer of intellectual property rights, including, but not limited to, the rights to software, logos, trademarks, text and graphic materials provided by BP.CX’s ecosystem. All rights to such intellectual property results remain with the Operator.
14.7.3. The User is not entitled to use logos, trademarks, brand names, as well as other results of intellectual activity belonging to BP.CX, without the prior written consent. Any unauthorized use of the specified results of intellectual activity is considered a violation of the intellectual rights of BP.CX and may entail legal liability.
14.7.4. In order to coordinate the use of logos or other results of intellectual activity, Users must send a written request to BP.CX indicating the purpose and nature of the intended use. We have the right to refuse approval without explaining the reasons.
14.8. Links to third-party websites and services
14.8.1. Services may contain links to third-party services and websites that are not under the control of BP.CX. We are not responsible for the content, terms and privacy policies of these third-party services and sites. All such links are provided solely for the convenience of the User and do not imply approval or recommendation from Us.
14.8.2. BP.CX does not control and is not responsible for the actions of third parties, including their websites, content, privacy policies or practices regarding the collection of personal data. Users are required to familiarize themselves with the privacy policies of third-party services and sites, especially if such services or sites collect personal data.
14.8.3. Third-party websites and services may use their own cookies and similar technologies to collect information about Users. BP.CX is not responsible for the use of cookies or other data collection methods by these services. Users are strongly advised to review the privacy and cookie policies on third-party websites before submitting their data.

15. Integral Parts of the Present Agreement

15.1. Following documents are integral parts of the present Agreement, the requirements of these documents are mandatory for any User (unless another is directly mentioned in the relevant document). Any User accepts all these documents together with the present Agreement as per the clause 1.6 of the present Agreement:
15.1.1. Terms of Use of the Website and Services;
15.1.2. Privacy Policy;
15.1.3. AML / CFT / KYC Policy;
15.1.4. Regulation on Risk Disclosure;